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SILVERSIX ConsultantTax & Business Advisory
SILVERSIX · Client Portal

Professional tools & client utilities

A working suite built by our team — free, full access, no signup. Tax computation, GST, secretarial drafting, audit reporting and compliance, all running in your browser on any device.

Every tool runs entirely in your browser — your client data never leaves your device. Each card has a short guide on what it does and when to use it. Pick a tool to launch it; everything is unlocked.

132Tools in the suite
₹0Cost · no signup
100%Runs offline in-browser
FY 25-27Current rates built in
Tax & computation
Income Tax

Income Tax Calculator

Old vs New regime side by side for FY 2025-26 & 2026-27 — surcharge, marginal relief, §87A rebate, cess, and advance-tax interest u/s 234B/234C.

How to use

Purpose. Decide the better regime and size the liability for planning and return review.
Steps. Enter income heads and deductions, mark taxpayer type and age, add TDS and advance-tax paid. The verdict and breakdown update live.
Note. Indicative only — confirm against the latest Finance Act before filing.

Tax

TDS Computation Engine

Work out TDS across the common sections — rates, thresholds, PAN/no-PAN, and resident/non-resident — with a clean, printable working.

How to use

Purpose. Identify the right section and rate and compute withholding on a payment.
Steps. Pick the nature of payment, enter the amount and payee status, and read the deductible figure.
Note. A computation aid — follow the Act and current CBDT circulars.

Tax

Capital Gains Computation

Short- and long-term gains on equity, mutual funds and property — with indexation, post-Jul-2024 rules, and §54/54F/54EC exemption fields.

How to use

Purpose. Prepare a structured capital-gains working with the correct rate and holding-period treatment.
Steps. Choose the asset, enter buy/sell dates and amounts, add costs and any exemption claimed.
Note. Review against the Income-tax Act before filing.

GST

GST Invoice Utility

Raise a compliant tax invoice with HSN/SAC, CGST/SGST or IGST auto-split by place of supply, rounding, and a clean print/PDF layout.

How to use

Purpose. Issue professional GST invoices for goods or services.
Steps. Enter supplier and recipient GSTIN, add line items with HSN/SAC and rate, then print or save as PDF.
Note. Verify HSN/SAC and place of supply before issuing.

GST

GST Late Fee & Interest

Estimate late fee and section 50 interest on a delayed GSTR-3B, GSTR-1 or GSTR-9, with the per-return caps applied.

How to use

Purpose. Quantify the cost of a delayed return.
Steps. Pick the return, enter the due and filing dates, tax in cash and turnover tier.
Note. Confirm the notification applicable to the period.

Income Tax

Presumptive Taxation

Compute presumptive income under 44AD (business), 44ADA (profession) or 44AE (goods carriages), with eligibility limits flagged.

How to use

Purpose. Size presumptive income for planning or return prep.
Steps. Choose the section, enter turnover/receipts or vehicle details.
Note. Check eligibility conditions and the five-year rule.

Depreciation

Depreciation Calculator

Companies Act Schedule II (SLM/WDV, year-wise schedule) and the Income-tax block method with the under-180-day half-rate rule.

How to use

Purpose. Compute depreciation under both frameworks.
Steps. Pick the tab, enter cost/life/method or block details.
Note. Confirm useful lives and block rates.

Finance

EMI & Advance EMI Calculator

EMI in arrears or in advance, with multiple part-prepayments (reduce tenure or EMI), full repayment schedule and charts.

How to use

Purpose. Plan a loan, prepayments and interest savings.
Steps. Enter amount, rate and tenure; pick EMI type; add prepayments at chosen months.
Note. Reducing-balance basis; confirm against the lender's terms.

FEMA, RBI & NBFC
FEMA

FDI / FEMA Reckoner

Sectoral cap and entry route for inbound investment, plus reporting due dates for FC-GPR, FC-TRS and the annual FLA return.

How to use

Purpose. Quick read on FDI route, cap and reporting.
Steps. Pick the sector; enter allotment/transfer dates for due dates.
Note. Verify against the current FDI policy / NDI Rules.

NBFC

NBFC NOF & CRAR

Compute Net Owned Funds from owned-fund components and group exposures, and the CRAR, with the regulatory minimums flagged.

How to use

Purpose. Check NOF and capital adequacy.
Steps. Enter owned funds, group exposures, Tier I/II and RWA.
Note. Thresholds vary by NBFC layer — confirm the category.

FEMA

LRS & Remittance TCS

Track headroom under the USD 250,000 LRS limit and estimate TCS under section 206C(1G) by purpose of remittance.

How to use

Purpose. Plan a foreign remittance and its TCS.
Steps. Pick the purpose, enter the amount and prior remittances.
Note. Confirm current TCS rates and thresholds.

Costing & legal drafting
CMA

Cost Sheet & Break-even

Build a cost sheet from prime cost to sales, and run CVP analysis — contribution, P/V ratio, break-even and margin of safety.

How to use

Purpose. Cost build-up and break-even.
Steps. Enter materials, labour, overheads, stocks; add CVP per-unit figures.
Note. CVP assumes a single product and linear costs.

Legal

Legal Drafts

Notices (including S.138 cheque bounce), affidavits, power of attorney, indemnity bonds, declarations and share transfer (SH-4).

How to use

Purpose. Draft common legal documents fast.
Steps. Pick a template, fill specifics, edit the body, print.
Note. Statutory notices have strict timelines — have counsel review.

Legal

Rent Agreement Generator

Draft a residential or commercial rent / leave-and-licence agreement with rent, deposit, lock-in and notice terms, A4 print-ready.

How to use

Purpose. Produce a structured rent agreement draft.
Steps. Enter parties, premises, term and commercials, then print.
Note. Check stamp duty and registration requirements.

Secretarial & drafting
Drafting

Partnership Deed Generator

Draft an A4 print-ready Indian partnership deed with editable clauses — capital, profit-sharing, interest and remuneration, banking and dissolution.

How to use

Purpose. Produce a structured draft deed quickly.
Steps. Enter firm and partner details, set capital and profit ratios, toggle clauses, then preview and print.
Note. Draft only — review against the Partnership Act, Income-tax provisions and stamp law.

Secretarial

Board Resolution Generator

Build board resolutions from common templates — bank account, authorised signatory, auditor appointment, borrowing — ready to sign.

How to use

Purpose. Draft standard board resolutions in proper format.
Steps. Enter company, CIN and meeting details, pick a template, edit the operative text, then print.
Note. Review against the Companies Act 2013 and the company's articles.

Secretarial

Company Minutes Generator

Generate minutes of board and general meetings in secretarial format — attendance, quorum, business items and resolutions, A4 print-ready.

How to use

Purpose. Prepare meeting minutes in a structured format.
Steps. Enter company and meeting details, add attendees and agenda items, then preview and print.
Note. Drafting aid — comply with the Companies Act 2013 and Secretarial Standards.

Audit

Statutory Audit Report Generator

Assemble an independent auditor's report with standard opinion paragraphs and a CARO 2020 annexure, ready for partner review.

How to use

Purpose. Draft statutory audit reports in ICAI reporting format.
Steps. Select report and opinion type, enter entity and auditor details, set CARO responses, then print.
Note. Does not replace professional judgement — finalise after partner approval.

Reporting, reconciliation & compliance
Reporting

MIS Report Generator

Build a structured MIS from trial-balance data — grouped P&L and balance sheet, key ratios and month-on-month movement.

How to use

Purpose. Turn ledger balances into a readable management report.
Steps. Paste or enter grouped balances, set the period, and review the generated statements and ratios.
Note. Treat as a draft analytical report — review before sharing.

GST

GSTR-2B vs Purchase Register

Reconcile your purchase register against GSTR-2B to surface matches, mismatches, and missing ITC — with a tolerance setting and CSV import.

How to use

Purpose. Find ITC gaps between books and 2B.
Steps. Upload the 2B and purchase-register CSVs, set tax-amount tolerance, run the match and export the result.
Note. Reconciliation support — check §16/17 and Rules 36/37 of the CGST Act.

Utility

PDF Management

Merge several PDFs (reorder before combining), extract a page range, or rotate pages — processed locally in your browser, files never uploaded.

How to use

Purpose. Routine PDF tasks for audit, tax and client files.
Steps. Drop in a PDF, choose merge / split / rotate / reorder, then download.
Note. All processing stays on your device.

Secretarial

Company & LLP Compliance Suite

ROC compliance workspace — entity masters, filing tracker with auto due dates (AOC-4, MGT-7, DPT-3, LLP 8/11), registers and KYC, with backup.

How to use

Purpose. Keep companies and LLPs compliant in one offline workspace.
Steps. Add entities and directors, track filings against auto due dates, generate registers and KYC.
Note. Validate forms against the current Companies Act / LLP Act and MCA circulars before filing.

International & cross-border tax
Intl Tax

NRI Tax Residency Calculator

Residential status under s.6 — ROR, RNOR or NR — including the 120-day and deemed-resident rules.

How to use

Purpose. Determine residency for the year.
Steps. Enter status, situation and days in India across the relevant years.
Note. Treaty tie-breakers may override.

Intl Tax

UAE vs India Tax Comparison

Headline corporate or individual tax cost of the same profit/income in India vs the UAE.

How to use

Purpose. Frame a structuring discussion.
Steps. Pick corporate or individual, enter the amount and regime.
Note. Substance/PE/treaty costs not modelled.

Intl Tax

PE Exposure Risk Calculator

Screen fixed-place, agency, service and construction PE triggers for a Low/Medium/High rating.

How to use

Purpose. Spot permanent-establishment risk.
Steps. Answer the questionnaire on activities in the other country.
Note. A screen, not a conclusion.

Intl Tax

Transfer Pricing Benchmarking

Arm's-length range via the Rule 10CA 35th-65th percentile method, with adjustment to median.

How to use

Purpose. Test a related-party margin.
Steps. Pick method/PLI, enter tested margin and comparable set.
Note. No comparable searching or screening.

FEMA

FEMA Compliance Scanner

Surface which FEMA filings apply (FDI, ODI, ECB, FLA, trade dues) and what is pending, with a score.

How to use

Purpose. Find FEMA gaps fast.
Steps. Run through the activity questionnaire.
Note. Confirm applicability and timelines.

Advisory

Global Expansion Readiness Score

Readiness across entity, tax, TP, IP, banking, data and people, with open workstreams flagged.

How to use

Purpose. Gauge overseas-setup readiness.
Steps. Answer the readiness checklist.
Note. Each market has its own rules.

Tax planning & notice replies
Planning

Founder Salary Tax Optimizer

Salary vs dividend in hand, combining corporate and personal tax, plus a structuring note.

How to use

Purpose. Optimise founder pay.
Steps. Enter extraction amount, other income, corporate rate and regime.
Note. Surcharge/perquisite nuances excluded.

Advisory

Startup Compliance Health Check

Diagnostic across company law, tax, GST, labour and governance with a prioritised gap list.

How to use

Purpose. Pre-audit / pre-diligence check.
Steps. Answer the checklist; read the gaps.
Note. Applicability varies by entity.

GST

GST Notice Reply Drafting

Guided, editable reply drafts for GSTR-3A, ASMT-10, DRC-01A/01 and ITC-mismatch notices.

How to use

Purpose. Draft a GST notice reply.
Steps. Pick the notice type, enter facts, edit, print.
Note. Verify provisions; mind the deadline.

Income Tax

Income Tax Notice Drafting

Guided drafts for 143(1)(a), 139(9), 142(1), 143(2), 148, 245 and 154 notices.

How to use

Purpose. Draft an income-tax response.
Steps. Select the section, enter facts, edit, print.
Note. Attach evidence; have it reviewed.

Calculators & finance
Income Tax

Advance Tax Calculator

Annual tax (new regime) and the four advance-tax instalments, net of TDS.

Income Tax

HRA Exemption Calculator

Section 10(13A) exemption — least of the three limits — and taxable HRA.

Payroll

Gratuity Calculator

Gratuity payable and the s.10(10) exemption, covered and non-covered.

Income Tax

Leave Encashment Exemption

Section 10(10AA) exemption — least of the four limits.

Finance

SIP & Lumpsum Calculator

Future value of a monthly SIP or lumpsum with gains broken out.

Finance

FD & RD Calculator

Maturity value of a fixed or recurring deposit with interest.

Retirement

NPS Calculator

Corpus at 60, lump sum vs annuity split and indicative pension.

Payroll

PF & ESI Calculator

Monthly EPF, EPS and ESI for employee and employer.

Tax

TCS Calculator (206C)

Tax collected at source by category, with no-PAN higher rate.

Finance

Capital Budgeting (NPV/IRR)

NPV, IRR, discounted payback and profitability index from cash flows.

Income Tax & GST — more
Income Tax

Crypto / VDA Tax

30% + cess on VDA gains and 1% TDS u/s 194S.

Income Tax

ESOP / RSU Tax

Perquisite at exercise plus capital gains at sale.

Income Tax

House Property Income

GAV, 30% deduction and 24(b) interest, let-out or self-occupied.

Income Tax

234A/B/C Interest

Late-filing, advance-tax default and deferment interest.

Income Tax

MAT / AMT

Minimum/alternate tax vs regular tax, with credit.

Income Tax

Deduction Planner

Chapter VI-A deductions with caps and tax saved.

Income Tax

Gift Tax

Taxability of gifts u/s 56(2)(x) with the ₹50k threshold.

GST

GST Composition

Composition-levy tax by category with the turnover limit.

GST

Reverse Charge Checker

Whether a supply attracts RCM, and the tax.

GST

E-way Bill Validity

Validity period from distance, normal or ODC.

GST — compliance toolkit
GST

Registration Threshold

Whether GST registration is required by supply type & state.

GST

ITC Reversal (Rule 42)

Apportion common credit and compute the exempt reversal.

GST

GSTR-3B vs GSTR-1

Period-wise reconciliation of output tax declared.

GST

GST Refund

Exports/LUT and inverted-duty (Rule 89(5)) refund.

GST

Place of Supply

Intra vs inter-state and the rule applied.

GST

Debit / Credit Note

Printable note referencing the original invoice.

GST

GST Interest (Sec 50)

18% / 24% interest on delayed tax or excess ITC.

GST

GST Rate Finder

Searchable HSN/SAC rate reference.

GST

GST TDS & TCS

Section 51 TDS and section 52 e-commerce TCS.

GST

ITC Set-off Calculator

Utilisation order and net cash payable.

TDS & forms
TDS

TDS Interest & 234E

201(1A) interest and the 234E late-filing fee.

TDS

TDS on Property (26QB)

1% u/s 194-IA on property of ₹50L+.

TDS

TDS on Rent (26QC)

5% u/s 194-IB where rent exceeds ₹50k/month.

TDS

Form 15G / 15H

Eligibility to avoid TDS on interest.

TDS

Section 197 Benefit

Lower-deduction certificate cash-flow benefit.

TDS

Form 16 / Salary TDS

Annual tax and monthly TDS on salary.

International

Form 15CA / 15CB

Which part applies and if 15CB is needed.

International

Foreign Tax Credit (67)

Relief for taxes paid abroad.

TDS

26AS / AIS Reconciliation

Match TDS credit vs your books.

TDS

Salary TDS Projection

Spread balance TDS over remaining months.

Company law & secretarial
Company Law

ROC / MCA Fee

Normal + additional fee for late filing.

Company Law

CSR Applicability

Section 135 test and 2% spend.

Company Law

Dividend Tax

TDS u/s 194 and slab tax in hand.

Company Law

DIR-3 KYC

Due date, route and ₹5,000 fee.

Company Law

RPT Register

Printable s.188/189 register.

Company Law

Shareholding Pattern

MGT-7 holding % from the cap table.

Company Law

Share Stamp Duty

0.005% issue / 0.015% transfer.

Company Law

Company Name Check

First-pass name-rule screen.

Company Law

Charge (CHG-1)

30 / 120-day registration timeline.

Company Law

DPT-3 Checker

Return of deposits applicability.

Legal drafting
Legal

Employment Agreement

Appointment letter with role, pay, notice.

Legal

Non-Disclosure Agreement

Mutual or one-way NDA.

Legal

Shareholders' Agreement

Board, transfers, reserved matters.

Legal

Last Will & Testament

Bequests, executor, witnesses.

Legal

Vakalatnama

Advocate authorisation memo.

Legal

Consumer Complaint

Draft to the Consumer Commission.

Legal

Service Agreement

Scope, fees, IP, termination.

Legal

Loan Agreement

Amount, interest, repayment, default.

Legal

Gift Deed

Voluntary transfer with acceptance.

Legal

MoU

Non-binding collaboration memo.

Finance & CMA
Finance

Loan Eligibility

Max loan from income and FOIR.

Finance

Working Capital

NWC, current & quick ratios.

Finance

Ratio Analysis

Liquidity, leverage, profitability.

Finance

Lease vs Buy

PV-of-cost comparison after tax.

Finance

Cash Flow Statement

Operating, investing, financing.

Finance

Budget Variance

Budget vs actual, F/A flags.

Finance

Marginal Costing

Make-or-buy & special order.

Finance

Payback & ROI

Simple payback, ROI, ARR.

Finance

Multi-Product Break-even

Weighted-contribution BEP.

Finance

EOQ

Economic order quantity.

International — cross-border
International

DTAA Rate Finder

Treaty withholding rates by country.

International

Equalisation Levy

6% ad levy / 2% e-commerce.

International

GAAR Risk Screener

Impermissible-avoidance indicators.

International

POEM Residency Test

Effective management in India?

International

Branch vs Subsidiary

India tax cost of each structure.

International

Treaty Withholding

Lower of domestic & treaty rate.

International

Thin Cap (94B)

30%-EBITDA interest limitation.

International

ODI / APR

Overseas investment compliance.

International

Expatriate Tax

Residency and taxability.

International

Pillar Two Top-up

Global minimum tax flag.

Payroll & labour
Payroll

CTC Structuring

CTC breakup and take-home.

Payroll

Professional Tax

State-wise PT by salary.

Payroll

Bonus Act

Statutory bonus 8.33–20%.

Payroll

Minimum Wages

Wage vs benchmark check.

Payroll

Gratuity Provision

Accrued liability & PV.

Payroll

Full & Final

Exit settlement calculator.

Payroll

Salary Slip

Printable monthly pay slip.

Payroll

Leave Policy

Generate a leave policy.

Labour

Law Applicability

Which labour laws apply.

Labour

POSH Compliance

IC & obligations checklist.

Valuation & practice
Valuation

DCF Valuation

Enterprise & equity value.

Valuation

Startup Valuation

Multiple + pre/post money.

Valuation

Net Worth Certificate

Assets less liabilities.

Practice

Due-Date Calendar

Statutory deadlines reference.

Practice

Document Checklist

Docs by service type.

Practice

Engagement Letter

Scope, fees, terms.

Practice

Fee Estimator

Build a fee quotation.

Practice

Turnover Dashboard

Thresholds crossed.

Practice

KYC Onboarding

Client KYC checklist.

Practice

Compliance Health Score

Overall compliance gauge.

Need help with a filing?

Talk to our team for tax, GST, audit and compliance services.
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