Indicative. New regime: standard deduction ₹75,000, slabs nil to ₹4L then 5–30%, §87A makes income up to ₹12L tax-free. Old regime: standard deduction ₹50,000 plus your deductions, with the old slabs. Cess 4% added; surcharge and other income are not modelled. The employer averages TDS over the remaining months. Confirm with payroll.